Central Florida Real Estate

Decide on the type of financing you'll be using. Cash, Conventional, FHA, VA, etc. We'll help guide you in the right direction!

We will set you up on the largest MLS in Florida so that you get notified the second a new listing hits the market or reduces their price. Once you see one of interest, we'll coordinate a showing so we can see it in person to determine if it's a right fit!

We'll run multiple reports and account for any new information we learned during the showing to determine what the home's value should be. Once we determine this and how we want to proceed, we'll submit the offer ASAP! Time is of the essence, especially in one of the fastest growing cities!

Once the seller accepts our initial or counter offers, we'll sign the contract to make it official! We'll coordinate documents and timelines with your lender and title company that is handling the closing. You'll submit an escrow deposit, typically 1% of the purchase price, to the title company to hold. The escrow deposit will be credited back to you at closing or if we need to cancel the contract during any of the contingencies.

One of the best investments you'll make! Once we are under contract, we'll schedule an inspection ASAP! Typically we have around 10 days from the first day of the contract to get this done. Within this period, we can determine how we want to proceed with any new information that came up from the inspector's findings. Cancel, renegotiate, proceed, etc.

If you are receiving a loan and we have an appraisal contingency, then this will happen shortly after the inspection. Your lender will have an appraiser go out to the property to determine the home's value. If it's less than the purchase price, we'll have the opportunity to renegotiate with the seller on a new price, cancel the contract without penalty, or proceed knowing you'll have to bring the difference to closing.

The title company handling the closing will have a title search done and create a title report to determine if there are any unpaid taxes, liens, or disputes. If everything checks out, then they'll give the thumbs up on transferring the property to you on closing day. Title insurance and escrow will also be handled by title.

The first day of the contract being executed, you'll be working with the lender almost every day to get to this point. Providing your lender with the necessary documents so that they can get your loan processed and sent to the underwriter for final approval. There may be conditions that need to be met before financing can be approved. Your lender will let you know! Typically a few days prior to closing, you'll be able to review the loan's details to ensure everything checks out!

THE BIG DAY!!! After any remaining funds are deposited to the title company, we'll head to the closing table to make it official! Reviewing and signing all necessary documents. Every step here, we are involved in to ensure everyone is doing their job. It's a heavy process but we do make it to where it's as light as possible for you!